![]() ![]() In fact, you can also track and lower your bills with their rate negotiation tips. Some of their goals include helping you know exactly how much you have on hand, keep tabs on your spending and see all your accounts at once. Pocket Guard provides an easy way to control your finances, improve your spending, and to automate your savings. This app is more than just a budget tracking and reporting system, it serves to advise you on the finances you are currently working with. Promotes intentionality- you will have to learn how to work with the money you have on hand, and be able to plan your spending before it’s gone.The app is built for flexibility- it’s based on your most current information which makes it easy to update, change, or adjust your budget. ![]() Gives your dollars jobs (strategically plan how to spend money to avoid impulse purchases).YNAB is a proactive system that seeks to educate you on money management, rather than ‘tricking’ you into saving money. Additionally, they promise secure data storage as security is their top priority. Using a proven method with ‘Four Rules’, they support you in the budgeting process in real time, provide goal tracking and reports, as well as personal support. You Need a Budget aims to help you gain total control of your money so that you can break the cycle of living paycheck to paycheck. Multiple Currencies (ideal for international and exchange students or travelers). ![]() Customizable categories (you can also add a picture or location to every expense).Shared Wallets (for family, spouses or roommates who handle money together).They suggest 3 tips to get your money in shape with them: ![]() Spendee is a money manager and budget planner you can use to your advantage, regardless of your financial goals.
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